Author: blogger

In these times of economic uncertainty, many people turn to precious metals as an investment. Gold jewelry is a good option, since it serves both as an investment and as an attractive fashion accessory. But, there are also pitfalls to investing in gold jewelry.

First, let’s look at the advantages to investing in gold jewelry.

Stability
The best reason to treat gold jewelry as an investment is that its value tends to stay stable over time, and will increase during times of economic stress. In general, when the stock market is going down, commodities like gold and silver are increasing in value. This provides a “hedge” to balance your overall investment portfolio.

Convenience
If you are looking to invest a small amount, say $5,000 or less, a few pieces of gold jewelry will do about right. Since the price of gold per ounce is many times higher than silver, you can fit this amount in a safe-deposit box (or a shoe box in your basement, if you’re so inclined) rather than a full-sized safe.

Workmanship Value
Since every piece of jewelry is a work of art, the value of a piece of gold jewelry not only included the value of the metal inside, but also the artistic value of the piece. Like a painting or sculpture, a rare piece of gold jewelry can increase in value many times faster than the components it is made from.

Now, let’s look at the disadvantages:

Risk of Theft
A gold-based mutual fund or a stack of bullion in a safe-deposit box are as secure as the institutions entrusted with their care. A heavy gold necklace worn around your neck must be guarded carefully at all times.

Considering the events in the financial world in 2008 and 2009, however, it just might be safer to wear your investment around your neck then to trust it with a large investment firm!

Bulk
This would be the flip side to the convenience listed above. If you need to invest a large amount of money, say $50,000 or more, keeping gold in your jewelry box might not be the best option. This much gold jewelry would require a fair bit of maintenance and care.

Slightly Less Liquidity
Since the value of a piece of jewelry comes in part from the artistic workmanship, you may have a little more trouble getting your money out of a piece of gold jewelry than a bar of pure gold. The value of the metal content is never negotiable, but the artistic value often is. However, as noted above, the artistic value is usually a positive asset.

Silver is the second most precious metal, next to gold. Though not as high as gold, silvers investment value make it an important piece of precious metal. The natural characteristics of silver, specifically its strength, long shelf life, ductility and malleability make it ideal for decorative work, jewelry, silver flatware, coinage, among others. Silver is also used in medicine, production of toiletries and photography. In 2010 alone, industrial applications took 487.4 million ounces of silver. About 167 million ounces of silver were accounted used in jewelry and 101.3 million ounces of silver were used in coinage and medals.

Silver jewelry had always manifested meticulous artistry and exquisite style which make it an expensive piece. And while many women are enchanted by the beauty of silver jewelry, not many women can afford the real deal. This fact has made way for wholesale silver jewelry as the most affordable silver jewelry form in the growing market of fashion jewelry. A strong domestic and international market is steadily growing because of the exquisite craftsmanship and unique designs and patterns. Wholesale silver jewelry is fast becoming popular even among the youth because of its current trendy styles and designs. While it is easy to find cheap silver jewelry, finding the best wholesale silver jewelry suppliers of quality and fine-crafted silver jewelry may prove to be a daunting task.

Finding reliable and trustworthy sources for the best wholesale silver jewelry at reasonable prices need a lot of due diligence and research. Most people would check the overseas suppliers as imported silver jewelry are often the ones reasonably priced. This may be attributed to low cost of manual labor in other countries and the abundance of silver mined in those countries. The internet offers a rich source of global suppliers and manufacturers of silver jewelry but one has to be extremely cautious when dealing with them. Rather than end up with inferior quality and cheap silver jewelry, one should check the suppliers background carefully to make sure that they are legitimate and genuine silver jewelry manufacturers or suppliers. Only after getting all the hard evidence of their legitimate business operation should any transaction commence.

Alternatively, one may turn to the best wholesale silver jewelry supplier operating locally but sourcing and obtaining their relatively cheap silver jewelry from countries across the globe. This option is more workable because of the fact that the supplier is local its easier to check its legitimacy in terms of permits, licenses, accreditations, and other stuff. Additionally, problematic business dealings are resolved easily because of familiarity with local laws and regulations on such businesses. Unlike when dealing with overseas manufacturers, the distance will definitely play a role in the slowed and delayed resolution in case of any conflict in business transactions. And more importantly, if the local supplier has multiple jewelry sources from overseas, it is likely to have a vast variety of silver jewelry pieces which could match your taste and specifications.

Regardless of the location of the wholesale silver jewelry supplier, one can make an assessment and professional judgment of the integrity of the supplier is their commitment to customer satisfaction. The supplier (local or overseas) should have no problem providing testimonials attesting to the suppliers excellent customer service and quality products.

Youve heard the phrase “diamonds are forever”. This greatest compliment is valid simply because these types of gems will withstand the test of time and last for countless decades. Except when misplaced or taken they will grow to be a component of the family legacy.

Because of their scarcity diamonds have always had and definitely will constantly have value. Mainly because of this they are not just the customary gem of preference for couples intending to marry but have continually been perfect investment instruments. These types of precious jewels have typically been accessible via jewelry shops. These days, getting diamonds direct through reputable internet based jewelry merchants is becoming a lot more typical.

Finding the best diamond jewelry

If you’re planning to purchase this stunning jewelry for a loved one or maybe for yourself it is important to keep these considerations in mind:

1. The existence as well as absence of natural imperfections called inclusions is referred to as “clarity”. While these blemishes will normally only be seen under magnification they will nonetheless greatly impact the worth of the gem. When no inclusions are noticed when the jewel is examined it has ideal clarity. Knowing the concept of clarity is really essential when buying this type of diamond.

2. Diamonds come in every color though the colorless variety is considered the best quality. While variations in color grade are usually nearly impossible to decide under the naked eye, the distinction in color grade is actually really crucial in determining their value. The exception is the “fancy” grades that contain highlighted colors for pink, red, green and yellow. These have a superior value and are very uncommon.

3. The cut of the gem can be one of the most crucial parameters influencing the value of the gemstone. The particular cut can have an impact on its fire and brilliance. The actual cut usually indicates its shape. Cuts for example round-modern brilliant, old cut, eight cut, pear as well as oval are fashionable however the popularity of the cut of the stone can change over time. A number of jewelers define the cut to mean the way the stone is proportioned or polished.

4. While most people think the term carat refers to the size of a gemstone it actually refers to the weight of the stone. Because of the density of the diamond, stones of the same weight should be about the same size. Because other gems have different particular gravities you can’t compare the size of various types of gemstones by weight. It’s important to note that size isn’t the only factor in valuing a gem. A smaller stone with better clarity and color might have an equal or greater value than a larger stone.

If you do proper research even purchasing diamonds direct from an online jewelry store is considered appropriate today.

For the quintessential Indian bride, the perfect Indian bridal jewelry enhances her looks as much as her make-up does. Her beauty as the blushing bride is amplified not only by the kohl around her eyes and the different hues on her eyelids but also by the eye-catching Indian bridal jewelry that adorns her entire person, from head to toe.

Although much of the Indian bridal jewelry an Indian bride could wear is dependent on the size of her budget, she usually sees to it that she is bedecked with the most lavish ones that she could lay her hands on. This is actually part of her presenting herself not only to her husband but also to the public. Because of this, an Indian bride would want her Indian bridal jewelry custom-designed.

An Indian bride would have her Indian bridal jewelry made, based on her wedding trousseau, especially on its dominant colors. The type of precious metals and stones that will be used in making the jewelry should blend with the colors of her wardrobe.

Indian bridal jewelry is not just one piece of jewelry worn by the Indian bride. It is made up of different pieces that complements and blends with each other to create that perfect look of an Indian bride. The Maangtika, the nose ring, the earrings, the bangles, the necklace, the anklets and toe rings make up the entirety of the complete Indian bridal jewelry.

The Maangtika is the most traditional and most essential part of the Indian bridal jewelry. Apart from the necklace, the Maangtika is the most noticeable piece of the Indian bridal jewelry adorned on an Indian bride. It is worn on the bride’ head and is designed to be unique for each bride. While its color and design largely depend on the colors of the bride’s outfit, it is usually made of precious stones like pearls and diamonds. It has a centerpiece that is exquisitely designed and sits on bride’s forehead and is usually attached by a string that runs to the back of the bride’s head.

Another essential part of the Indian bridal jewelry is the necklace. This piece is usually very eye-catching with a design that is in tune with the other pieces of Indian bridal jewelry adorned on the rest of the bride’s body. The design of the necklace would also have to complement the neckline of the bride’s wedding attire. Most of the common types of necklaces worn as part of the Indian bridal jewelry are the chokers and the long necklaces with elaborate designs and bedecked with precious stones that goes with the bridal colors. Chokers are worn over dresses with high necklines while the long necklaces complement those wedding dresses that have deep necklines.

An Indian bridal jewelry ensemble will not be complete without the traditional nose ring. This is as much a part of the Indian bridal jewelry as the Maangtika and is usually almost of the same design and color as the earrings. The traditional nose ring is called the nath and is made up of a ring worn at the nose that is studded with precious gems and has a long chain whether in gold or silver, that is attached to the hair of the bride. The rest of the pieces that go with the entire Indian bridal jewelry are as just as important. They are all needed to complete the look of the perfect Indian bride.